Transactions import automatically Recurring bills post themselves Investments, marked to market Powerful reporting, always current Budgets and forecasts, from the same ledger Transactions import automatically Recurring bills post themselves Investments, marked to market Powerful reporting, always current Budgets and forecasts, from the same ledger
Real double-entry accounting

Keep your own books like you'd keep a client's

Qualaby is personal finance software built on real double-entry bookkeeping — a full general ledger, a chart of accounts, and GAAP-style financial statements. Not another category tracker.

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SOC 2–certified infrastructure · Bank-level encryption
Net worth Always current
$4,347,404 ▲ 12.9% past year
A year agoToday
Every account, valued automatically — with as little input from you as possible.
Inside Qualaby

Your money, from every angle.

Spending, debt payoff, investment returns, income sources, a rolling forecast, and a Financial Health Score that rolls your savings rate, emergency fund coverage, housing cost, debt, and retirement pace into one number — all built from the same ledger, updating the moment a transaction posts.

app.qualaby.com/dashboard
The Qualaby dashboard: pinned Cash Cushion, Net Worth, and Retirement Savings cards, plus a customizable widget grid showing Top Spending Categories, Asset Duration, Debt Payoff, Investment Returns, Income Sources, Forecast Progress, and Financial Health Score
Financial Health Score One score, five factors Widgets available 15+ Layout Fully customizable

Retirement-on-pace and a fully customizable, drag-and-drop dashboard come standard.

See it with your own numbers

Category tracking isn't accounting

Budgeting apps

  • Categorizes transactions after the fact
  • One account balance, not a ledger
  • No real financial statements
  • Built for spending awareness

Qualaby

  • Full chart of accounts and journal entries
  • Catches its own mistakes automatically — a wrong entry throws off the whole ledger instead of hiding in a miscategorized transaction
  • Balance sheet and income statement, GAAP-style
  • A real financial position you can act on — not just a spending summary

If you're a CPA who's been keeping your own household books in QuickBooks Desktop, Intuit is discontinuing it — Desktop 2024 is the final version, and it loses support in 2027, with no direct successor built for personal use.

Everything a general ledger should do

Full general ledger

Every transaction posts as a real journal entry, drillable back to the source.

Salary — PrimaryJE-1084
Checking$6,301.04
Federal Withholding$2,140.00
Social Security$566.70
Medicare$132.53
Salary — PrimaryCR$9,140.27

GAAP-style statements

An actual balance sheet and income statement, not a spending summary.

Total Assets$4,644,704
Total Liabilities$297,300
Net Worth$4,347,404

Bank and investment sync

Connected accounts feed transactions in automatically.

Cash flow forecasting

Project balances forward from your real account structure.

Loan and amortization tracking

Real amortization schedules, not manual spreadsheets.

Multi-year history

Bring years of QuickBooks Desktop data into one ledger.

Who Qualaby is for

01

CPAs and accountants

Hold your own finances to the standard you hold your clients' to.

02

Power users

Outgrown categories. Ready for a real chart of accounts.

03

QuickBooks Desktop refugees

Bringing years of history somewhere it'll actually be used.

Ready to keep real books?

14 days free. No card required.

Start Free Trial